Thursday, November 09, 2006

Please Remember My Daddy

'Please remember my Daddy' says the poster outside Tesco's, behind a man selling paper and plastic flowers for the Royal British Legion. I walk past, without buying a poppy, as I have done every year for the past three years. I don't feel guilty about it, though perhaps I should. Because I don't need a poppy to remember anyone else's Daddy on November 11th. I spend most of it remembering my own. On the day nominated throughout Britain as a memorial to the war dead, he chose to hang himself. I doubt he was aware of the date, the intervening years have taught me that anyone contemplating suicide is rarely aware of the quotidian reality passing them by, but for me and for those who loved him, it is now a pivot in the year, a day when two-minute silences are unnecessary since every second is full of memories. Of the phone calls we made to try and find him. Of the cross-country journey to talk to the police. Of the moment when we knew that our lives had changed, for ever.

He had lots of reasons - he was in debt, he was out of work and had no pension, he was 59 and on his own - most of which make no sense to those left behind. No money, no job, no partner, these may have seemed to be mountains to him, but to us, grieving his loss, they seemed like molehills. That is the magic trick that death plays upon you: it reduces the daily pecuniary and professional irritations of life to nothing and amplifies what is important: relationships, love, passion, enjoyment. But who can really enjoy life, in an increasingly material, technology-driven and ageist society, without the means to pay for it? Dad had ceased to exist for employers, at whatever level, but the local council were determined that he wouldn't get out of paying his council tax. When my sister quizzed them on their heavy-handed tactics, and their failure to notice that he was on benefit, the man on the phone got cross. 'Everyone's trying to fiddle the system' he said. But for every person trying to fiddle it, there is another bona fide case trying to fathom it.

My Dad was no saint; he'd borrowed and spent a lot of money that he didn't have on dubious pleasures. However, his debt began with a very simple purchase, a purchase that everyone in Britain is encouraged to make (unlike other Europeans for some reason we consider renting somewhat infra dig), if only because when we reach retirement age we want to know that we’ll have something. He bought a house. Unluckily for him he bought it in 1988 and as interest rates rose and the housing market collapsed he and his partner struggled to keep pace. By the time the pound crashed out of the ERM in 1992, his house was worth 2/3rds of its purchase price. When his relationship ended, and he could neither afford the mortgage nor sell the house, he began to borrow. Then he couldn't stop. And he didn't need to, since every day another offer of a credit card or loan came through the letterbox. Eventually he, like a record 27000 people this summer alone, declared himself bankrupt.

It gives me no consolation to think of him as part of a trend, to realise that the figures for personal insolvency have increased 100% in the last two years. Rather it makes me fearful for the future of the UK. My Dad, like many other people here, was trying to survive, in one of the most expensive places on earth, on a very average income. When he lost that income, through his own fault it has to be said, and tried to start again, tried to work, to pay his bills, he found no open doors. His house had been his pension but, as a bankrupt, it was no longer his. He knew he would get very little from the State. He knew that he had little chance of a job or enough benefit to survive. And thousands of others, especially after another interest rate rise today, are facing similar problems.

We’re bombarded with the statistics, with the numbers declaring bankruptcy and insolvency, with the pictures of those surrounded by the credit card upon credit card they have used, in some cases to survive, in some to spend. But where is the policy, where is the think tank looking at the fundamental reasons for this crisis: that our housing market, and our reliance on its bounty, is distorting our material expectations; that our government, sitting on safe final-salary pensions, is not confronting the fact that many cannot afford to save for a pension, let alone worry about spreading their risk; that our basic costs of living are beyond the means of many? Shouldn’t every citizen have the right to food, warmth and shelter and their continuation through old age? Shouldn’t we be questioning why our society can’t afford such basics yet, in many instances, insists on the right to much more than that?

Like those before a sudden death, we are blasé about what’s important, dismissive of the small things that actually make life livable, unaware of how little we need and how lucky we already are. But the shock, the wake-up call that will make us long for our innocence is, I believe, on its way. My dad died, I sometimes think, because he couldn’t afford to live here. I fear he won’t be the last.

A Year On

It's a year since I came back from my trip and I have forgotten many things about it: forgotten the smells and the sounds of the places I visited; forgotten the misery of a different bed every night, forgotten how homesick I was. But there is one aspect of my trip that remains in my mind, that I can't and don't want to forget.

I am certain, after my short trip, that there is no such thing as cheap travel. In small communities in Thailand and Cambodia, it was obvious to me that although tourism is a fantastic resource, it destroys many natural ones as it develops. However, there are thousands of young people tramping across the planet who seem only interested in cheapness. Indeed their main concerns, or so it appeared, are where to eat, sleep and get drunk cheaply. It's easy to be poor for a while, knowing it will end, that we’re going to leave it behind, that we’ll remember it but rarely do anything to change it. Anyone like me, able to write a blog, or read it, like you, is unlikely to have any idea what poverty is and, if we’re lucky, we never will. Real poverty though surrounds those who travel through it. The tuk-tuk driver who wears second-hand shoes that don’t quite fit. The legless man propelling himself along the aisle of a train with his two arms, down the steps and along the platform. The hill tribe where a child has chicken pox but no one knows how to treat it. Being able to afford the luxury of poverty, for weeks, months, sometimes years at a time, makes those enjoying it feel that they are doing themselves some good but rarely do they think about doing good for the countries they visit. I kept thinking about this as I watched yet another argument over a few pence and the same image, of preacher-outfitted men and a barn kept coming back to me.

A decade ago in Lancaster County, Pennsylvania I had my first encounter with Amish people and ways. Horsedrawn traps, wooden scooters for the children, hand-dyed clothes, nothing motorised bar the odd strimmer in sight. I bought some postcards and put them in a frame. Children, a trap and a barn. Except this barn was unlike none other than I had ever seen. On the concrete base a wooden frame had been erected and crawling all over it, in straw not hard hats, trousers, braces and plain cotton shirts are the men of the community. Between them, they build a barn for their neighbour, for the community’s good. It’s an extraordinary, uncomplicated way of using a small amount of personal energy and multiplying it to achieve much more for others. Or much more than it could on its own.

At one point I was sitting in an internet café, booking a ticket back to Bangkok. A woman next to me was doing the same; across the room three others, Swedish or Danish, were booking three more. A room full of computer and literacy skills, full of energy being expended on plane tickets, on moving around. I started to imagine what would happen if only 5 or 10% of those hours were spent on projects, on something selfless, something to help the country visited. I started to think of those barns, of how much might get done if, for every ten hours spent visiting the globe, using up its resources whilst flying, whilst staying on islands that don't have enough water for locals yet alone visitors, another one was spent on putting something back, something to replace what had been taken. This may sound like the ramblings of yet another bleeding heart left-winger and maybe that's all they are. But whereas I’m not sure the planet can support many more flights, I'm sure it could use some more barn-raising.